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Credit Section

We seek to grow a full service financial institution operating safety and profitably within framework of shared integrity, working as a team we will deliver superior products and services to our value clients while playing key role in transforming the economy and enhancing the well-being of people.
Through our dynamic and responsive teams, we will provide innovative financial solutions and maintain the highest levels of customer service and professional integrity.


Govt. Servants loan scheme.


( Rs. 25,000/- - 100,000/-) Eligibility for the scheme.
  • Salary Scale Salary Scale should be MN or above.
  • Jurisdiction Applicants shall be residents within 40Km from the office.
  • Interest rates. 25,000-75,000 –1.67%, per month. 100,000 – 1.83% per month.
  • Guarantors. Guarantors should be govt. Officer above MN Salary Scale.

Personal Loans for private sector.


(25,000—75,000) Eligibility
  • Monthly income should be more than Rs.40,000/-
  • Jurisdiction and Guarantors same as category (a.)
  • Interest rates. 25,000-75,000 –1.83%, per month. 100,000 – 2% per month.

Education Loan.


(Upto 100,000) This facility is offered for the Children of government servants and parents having 50,000 or above monthly income. Eligibility
  • *Jurisdiction and Guarantors same as category (a.)
  • Interest rate Flat rate of 15% per annum.